How To Claim Ayushman Bharat Health Insurance

How To Claim Ayushman Bharat Health Insurance Online-Procedure | How To Claim Ayushman Bharat Policy to Insurance Company Procedure? आयुष्मान भारत योजना में अपनी पॉलिसी कैसे क्लेम करे, Ayushman Bharat Health Insurance Policy Claim Offline.

Are you looking forward to the procedure of claiming Ayushman Bharat Policy from an Insurance Company? If yes, you’ve arrived at the right place where we provide you all necessary information related to the new healthcare scheme, Ayushman Bharat Yojana that’s also termed as NamoCare or ModiCare. In order to improve the health of poor and vulnerable families in India, the government of India has come up with all new health insurance scheme that is aiming to provide over 10 crore health cover to about 40 % population in India.

Initiated by Prime Minister Narendra Modi, this health insurance scheme is beneficial for people living below poverty line (BPL). The government of India will offer Rs. 5 lakh of healthcare cover to those poor families. With Benefit of BPL Families Ayushman Bharat Create New Jobs in country. So this is also a Uplift-meant our Indian youth.

How To Claim Ayushman Bharat Health Insurance To Companies?

Modi’s ambitious healthcare scheme requires about Rs. 20,000 crore in the initial first year and eventually rise up to Rs. 50,000 crore in the later years. The pricing will further be calibrated to the maturity level of this healthcare scheme. According to a large insurance company, the premium would of around Rs. 2,000 per family to begin with and in the long run, it is expected to go up to Rs. 5,000 per family. This scheme is likely to take care of all secondary and tertiary healthcare procedures. Before Claim You need to Read the Ayushman Bharat Scheme Term and Conditions.

How To Claim Ayushman Bharat Health Insurance
How To Claim Ayushman Bharat Health Insurance

The insurance companies would charge a high premium for all existing diseases and illnesses. However, lower premiums will be for the ones with no current illness. The amount given to the beneficiaries will also vary according to the kind of disease covered under this scheme.

Also Read:Eligibility for Ayushman Bharat

To claim the Ayushman Bharat Policy from an insurance company, a beneficiary (under Ayushman Bharat cover) must provide all the needed documents proving their eligibility under the scheme. If they don’t have Aadhaar Card, there’s no need to worry – as the policy is not linked to an Aadhaar Card. Once all the necessary proceedings are done, insurance companies will provide the beneficiaries the needed amount for hospitalization cost and other medical care facilities.

Who will be covered Under Ayushman Bharat Health Insurance Scheme?

  1. Under Ayushman Bharat scheme, the central government will offer healthcare coverage to over 10 crore vulnerable and poor families of India.
  2. Approximately 50lakh Indian citizens are likely to get the benefit of this scheme. It is the world’s largest government-funded healthcare programme, after Obama Care.
  3. Under this scheme, 50 crore people of 10 crore families can expect full health cover.
  4. There is no family size limit under this policy. So, as many family members can be added for treatment under this scheme.
  5. 5 lakh of coverage will be offered to all Indian families who come under this health insurance scheme.
  6. All Indian citizens (having valid documents) are likely to get the benefit of Ayushman Bharat Yojana.

How much premium do we need to pay for this Ayushman Bharat Health insurance?

For Ayushman Bharat Scheme, approximately 1000-1200 of annual premium needed to be paid. This is a very nominal amount of yearly premium that makes health insurance of all family members almost free. The Ayushman Bharat Beneficiary List is released few days back. This list make a Controversy in social media and main stream media. after that Officials correct there mistake.

Will it be Cashless treatment health insurance?

Yes, Ayushman Bharat Yojana is a completely cashless scheme and the beneficiaries need not pay anything for the treatment. They simply need to go to any selected government or private hospital for the treatment.

How to do:Ayushman Bharat Registration

Will the premium for Ayushman Bharat scheme will be tax-free?

Yes. As per IT Section 80D, beneficiaries can claim a tax rebate for the amount they need to pay for Ayushman Bharat healthcare insurance. For any type of assistance please go to Ayushman Bharat Scheme Helpline Number. The official contact pages of this scheme will be released after the official lauch of scheme.

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One comment

  1. किसी भी प्राइवेट डॉक्टरों की ओर,पी,डी फ़ीस 200 प्रति मरीज़ के अनुसार होना चाहिए ।
    सरकार को जांच की भी समीक्षा करनी चाहिए। क्योंकि जांच में भी 50से 60% तक डाक्टर के कमीशन जुड़े रहने से मरिज टूट सा जाता है । एवं भारी खर्च उठाने को मजबूर होता है ।
    एवं जनरिक दवा का लाभ भी मरिज को नहीं मिलता है। क्योंकि उसे तो एम,आर,पी रेट पर दवा दी जाती है । एवं सर्जीकल प्रोडक्ट्स की कीमत भी 100% से ज्यादा होती हैं ।
    1-विगो 6रुपये का‌ रिटेलर प्राइज और कस्टूमर को 106 का खरीदना पड़ता है । इसी तरह जनरिक दवा का हाल है ।

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